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  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owns the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013,
    130706_Shanty_Grille_093.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell, the pantry chef at Shanty Grille, and Executive Chef Charles Warner, work in the Ellicott City, Maryland restaurant's prep room Tuesday, July 09, 2013. They are both skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille393.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille374.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille367.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille351.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille338.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille327.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille296.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille242.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille184.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille126.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille107.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille093.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille076.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille071.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
The Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013.
    130706_Shanty_Grille_341.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_300.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, reflected in a mirror behind wine glasses, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_289.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, seen talking to a co-worker through a decorative window, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_219.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owns the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013,
    130706_Shanty_Grille_138.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owner of the Shanty Grille in Ellicott City, Maryland wheels food from the restaurant for a catering party Saturday, July 06, 2013.
    130706_Shanty_Grille_172.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owns the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013,
    130706_Shanty_Grille_069.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owns the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013,
    130706_Shanty_Grille_051.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owns the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013.
    130706_Shanty_Grille_026.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_020.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille416.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell, the pantry chef at Shanty Grille, and Executive Chef Charles Warner, work in the Ellicott City, Maryland restaurant's prep room Tuesday, July 09, 2013. They are both skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille395.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Shanty Grille server Sam Allison, asks Pantry Chef Faye McConnell, middle, and Executive Chef Charles Warner a question in the restaurant's prep room Tuesday, July 09, 2013. Both chefs are full-time skilled employees at Shanty Grille in Ellicott City, Maryland who are provided health insurance through the restaurant. Allison is a part-time employee who is not insured by the restaurant's policy.
    130709_Shanty_Grille390.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille379.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille349.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille329.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille323.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Shanty Grille Executive Chef Charles Warner asks Pantry Chef Faye McConnell, right, how she feels about the flavor of anise in salads in the restaurants' prep room Tuesday, July 09, 2013. Both are full-time skilled employees at Shanty Grille in Ellicott City, Maryland who are provided health insurance through the restaurant.
    130709_Shanty_Grille234.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Shanty Grille Executive Chef Charles Warner asks Pantry Chef Faye McConnell, right, how she feels about the flavor of anise in salads in the restaurants' prep room Tuesday, July 09, 2013. Both are full-time skilled employees at Shanty Grille in Ellicott City, Maryland who are provided health insurance through the restaurant.
    130709_Shanty_Grille230.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant. She and Executive Chef Charles Warner work in the prep room.
    130709_Shanty_Grille168.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Faye McConnell is the pantry chef at Shanty Grille in Ellicott City, Maryland Tuesday, July 09, 2013. She is one of nine skilled full time employees who have health insurance through the restaurant.
    130709_Shanty_Grille096.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
The Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013.
    130706_Shanty_Grille_333.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, reflected in a mirror behind wine glasses, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_291.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_283.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_261.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_249.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, seen through a decorative window, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_205.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_199.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owns the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013,
    130706_Shanty_Grille_127.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, middle, owns the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He talks with managers Alfred Plitt, a full time manager who's worked at the Shanty Grille for 12 years, left, and Mark Schraeder, right, a part-time manager of one-and-a-half years.
    130706_Shanty_Grille_096.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owner of the Shanty Grille in Ellicott City, Maryland readies a catering order with executive chef Charles Warner Saturday, July 06, 2013.
    130706_Shanty_Grille_062.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Eric King, owns the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013,
    130706_Shanty_Grille_036.JPG
  • Photo by Matt Roth<br />
Assignment ID: 30144892A<br />
<br />
Vince Ritter, 25, bar-tends at the Shanty Grille in Ellicott City, Maryland Saturday, July 06, 2013. He turns 26 the following Monday and will be kicked off his parents health insurance plan. He will start a new full-time job with benefits at First Mariner Bank the week after his birthday. He still plans to work at Shanty Grille, but only on the weekends.
    130706_Shanty_Grille_014.JPG
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_185.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_184.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_182.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_170.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_150.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_140.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_130.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_069.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_052.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_188.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_177.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_175.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_172.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_149.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_129.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_125.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_116.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_109.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_107.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_093.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_090.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_085.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_084.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_068.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_060.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_040.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_034.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_023.jpg
  • Washington, D.C. - January 18, 2017: Joanne Fitzgerald, an interior designer from Washington D.C. has had gastritis, a pre-existing condition since college. In times of stress, her gastritis flares up, causing lesions. A flare up occurred during the stress of divorcing her previous husband -- who's insurance she was on. Her doctor recommended an over the counter remedy. When looking for her own insurance she was denied by Kaiser Permanente and United Healthcare because of her pre-existing condition. CareFirst eventually accepted her, but wouldn't cover anything to do with her gastrointestinal tract. <br />
<br />
Joanne Fitzgerald is photographed at her D.C. home.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30201331A
    170118_Joanne_Fitzgerald_ACA_036.jpg
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