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  • Photo by Matt Roth..During nap time, Candice Kemp-Smothers, 23, tries relaxing Sylar Rosenberg Tuesday November 23, 2010 at Tomorrow's Child, her mother's Baltimore-based daycare center. ..Kemp-Smothers is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, both at home and the studio, money is still tight. Her business is not in danger of closing, but Candice is still scraping by, financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp061.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1267.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1214.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1187.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1169.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1157.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1132.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1115.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1004.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0977.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0952.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0936.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0894.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0865.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0694.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0477.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0453.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0410.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0358.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0355.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0342.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0282.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0266.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0251.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0183.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0169.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0140.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0133.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0101.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0074.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0053.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0027.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0012.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0009.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1165.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..At the end of class, Candice Kemp-Smothers, 23, makes a joke while showing students how to properly bow during the Holiday Show finale. ..Kemp-Smothers is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1086.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..At the end of class Saturday November 27, 2010, Candice Kemp-Smothers, 23, reminds students to pay attention to form and to smile while dancing in the upcoming annual holiday show. ..Kemp-Smothers is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1030.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Inertia Performing Arts dance studio owner Candice Kemp-Smothers, 23, asks two students why they aren't dancing during rehearsal for their annual Holiday show Saturday November 27, 2010. Kemp-Smothers is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0853.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Inertia Performing Arts dance studio owner Candice Kemp-Smothers, 23, shows signs of frustration due mostly to parents not paying tuition and students absent due to the Thanksgiving holiday, which interferes with the planning of the fast approaching Holiday Show. ..Kemp-Smothers is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0699.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0689.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0505.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0414.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Inertia Performing Arts dance studio owner Candice Kemp-Smothers, middle, 23, dances with members of one of her classes. Kemp-Smothers is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0256.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0151.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, talks with her niece Chloe Smother-Johnson outside her dance studio's changing room Saturday November 27, 2010. Studio parent Melanie Richter walks with her one-year-old son Robbie, down the hallway. ..Candice Kemp-Smothers, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0125.JPG
  • Photo by Matt Roth..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp229.JPG
  • Photo by Matt Roth..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp222.JPG
  • Photo by Matt Roth..Candice Kemp-Smothers, 23, plays with eight-month-old Landon Pettis, who woke up, fussy, during nap-time Tuesday November 23, 2010, at Tomorrow's Child Infant and Child Development Center, her mother's business, located in Baltimore....Candice Kemp-Smothers, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp210.JPG
  • Photo by Matt Roth.."I just wanna go to sleep" says Candice Kemp-Smothers, 23, right, after collapsing to the floor of Tomorrow's Child Infant and Child Development Center, in Baltimore, Tuesday November 23, 2010. Co-worker Martha Reyner, left, holds eight-month-old Landon Pettis, who woke up, fussy, during nap-time. ..Candice Kemp-Smothers, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp144.JPG
  • Photo by Matt Roth..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp174.JPG
  • Photo by Matt Roth..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp105.JPG
  • Photo by Matt Roth..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp088.JPG
  • Photo by Matt Roth..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp032.JPG
  • Photo by Matt Roth..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp025.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1240.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0702.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0401.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0112.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0020.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0017.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp1164.JPG
  • Photo by Matt Roth.Saturday November 27, 2010..Candice Kemp, 23, is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101127CandiceKemp0762.JPG
  • Photo by Matt Roth..Candice Kemp-Smothers, 23, rubs Benjamin Shockney's hair so he will go to sleep during nap time at Tomorrow's Child Infant and Child Development Center, her mother's business in Baltimore, Tuesday November 23, 2010...Kemp-Smothers is a young entrepreneur and newlywed who owns Inertia Performing Arts, a small dance studio located in downtown Baltimore. While "Miss Candice" as she's known by her students, is able to pay the bills, sometimes parents won't pay theirs. Her business is not in danger of closing, but Candice is still scraping by financially. To make extra money she works at Tomorrow's Child Infant and Child Development Center, her mother's business.
    101123CandiceKemp131.JPG
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed McFadden, 66, in his Sea Isle City, New Jersey home. He and his wife retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Sea Isle City, New Jersey - January 17, 2017: Ed and Arlene McFadden hang out in the kitchen of their home in Sea Isle City, New Jersey. The McFaddens retired to the Jersey Shore resort town, despite the Garden State's high taxes and housing costs, which is traditionally seen as one of the worst or retirees. A tax change signed into law last year aims to ease the cost burden for New Jersey retirees by increasing the amount of retirement income excluded from income tax. McFadden, who receives a pension, estimated the change will eventually save him $200 to $300 each year.<br />
<br />
<br />
CREDIT: Matt Roth for AARP
    170117_Ed_McFadden_NJ_Property_Taxes...jpg
  • Baltimore, Maryland - January 02, 2015: Chris Dillon is a global fixed income portfolio specialist at T. Rowe Price.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30168952A
    150102_Chris_Dillon_T_Rowe_Price_045.JPG
  • December 06, 2014: A bundle of U.S. dollar bills rolled into antique slave shackles to illustrate a story titled "How Slavery Made Capitalism."<br />
CREDIT: Matt Roth
    141206_How_Slavery_Made_Capitalism_1...JPG
  • December 06, 2014: A bundle of U.S. dollar bills rolled into antique slave shackles to illustrate a story titled "How Slavery Made Capitalism."<br />
CREDIT: Matt Roth
    141206_How_Slavery_Made_Capitalism_1...JPG
  • December 06, 2014: A bundle of U.S. dollar bills rolled into antique slave shackles to illustrate a story titled "How Slavery Made Capitalism."<br />
CREDIT: Matt Roth
    141206_How_Slavery_Made_Capitalism_0...JPG
  • December 06, 2014: A bundle of U.S. dollar bills rolled into antique slave shackles to illustrate a story titled "How Slavery Made Capitalism."<br />
CREDIT: Matt Roth
    141206_How_Slavery_Made_Capitalism_0...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 55...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 46...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 43...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 41...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 36...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 34...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 33...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 29...JPG
  • Photo by Matt Roth..Tom McCarthy helped me out on an ESPN the Magazine shoot. So, rather than paying him by a boring ol' check, I made it rain! His roommate Josh Lewis and Josh's girlfriend Dana Boyd helped out and enjoyed a little camera time. Baltimore, Marland on Thursday, December 20, 2012.
    121220 Tom McCarthy Makin It Rain 19...JPG
  • Baltimore, Maryland - January 02, 2015: Chris Dillon is a global fixed income portfolio specialist at T. Rowe Price.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30168952A
    150102_Chris_Dillon_T_Rowe_Price_147.JPG
  • Baltimore, Maryland - January 02, 2015: Chris Dillon is a global fixed income portfolio specialist at T. Rowe Price.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30168952A
    150102_Chris_Dillon_T_Rowe_Price_143.JPG
  • Baltimore, Maryland - January 02, 2015: Chris Dillon is a global fixed income portfolio specialist at T. Rowe Price.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30168952A
    150102_Chris_Dillon_T_Rowe_Price_134.JPG
  • Baltimore, Maryland - January 02, 2015: Chris Dillon is a global fixed income portfolio specialist at T. Rowe Price.<br />
<br />
<br />
CREDIT: Matt Roth for The New York Times<br />
Assignment ID: 30168952A
    150102_Chris_Dillon_T_Rowe_Price_127.JPG
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